Cut Costs by Shopping out of Season

I firmly believe that no one should pay full price for ANYTHING! 

During my personal quest toward an even more frugal lifestyle, I have learned that 90% of the time, there is a coupon, promo code, discount, sale, or clearance price that may be applied to an item; reducing it's full price.  If you wait long enough for this to happen, you can reap some hefty savings. 

An Item will NOT stay the same price while in circulation simply because of supply and demand.  When suppliers supply too much merchandise for an item that does not equally reflect the true demand for that item, we end up with fabulous places like Overstock.com.  Stores like TJ Max, for example, sell dresses at least 50% off the original ticket price. 

Is the 50% off dress 50% less the quality it once was when it's price was at 100%? NO WAY!

I recently strolled through Walmart's after Christmas inventory and found everything I needed to wrap presents for next year at 75% off the original price.  Sure I'll have to store it until the time I need it, but I would much rather spend a little money now and store the item VS waiting until the week before Christmas next year and have no other choice but to pay full price. 

I have been using the "Save & Store" method for my clothes shopping with great results.

Feed Your Kids for Free

If you are an extremely busy single mother / full time student like me, then you are probably eating out 3-5 nights a week.  Personally, I've found that it's way more convenient to eat out than buy groceries, cook them, and wash up afterwords.  It's also far less wasteful.

Eating out can be expensive, but it doesn't have to be.  My daughter and I have found some great places that are willing to let your kids eat free! 

Cut Costs - Thermos of Hot Soup for Lunch

Eating out is a huge financial cost.  The adverage person spends $10 a day for lunch.  That's $50 a week, and about $200 a month!  That's the price of a car note. 

Packing your own lunch is a great way to cut costs, but many people don't have access to a refrigerator or a microwave.   So that eliminates eating leftovers, salads, and any sandwhiches with mayo. 

Whether you're working in an office or walking around campus all day (like me), you need something easy, hardy, and most of all healthy. 

Fall has brought us an excellent solution...

Put Money in your Pocket Now

Those of us struggling financially don't really need to hear about saving money for retirement.  We need money now.  I have found a few easy ways to put money in your pocket instead of tossing it out the window.  You can accomplish all these quick fixes in less that a few hours.  A few nip-tucks on your monthly bills can really add up on the savings.