Showing posts with label Home. Show all posts
Showing posts with label Home. Show all posts

Tuesday, May 3, 2011

The Most Profitable Part-Time Job for Single Moms

Bartending is by far the most profitable part-time job for single mothers.  Despite what you may think, it is a fact that bartending will provide financial stability for broke single parents.

Mom Bartender's Make Lots of Money
Yes, take it from someone who is a single mother, full time student, and part-time bartender herself.  Tending bar provides my family with enough money to cover rent, all other bills, food, clothing, fun stuff, and even enough for savings. 

Some may be turned off by the idea of single moms part-time bartending because of some social stigmas or stereo-types associated with bartenders.   These views are outdated and don't merit judgements in today's day and age.  We are 21st century women providing for our families the best way we can, what is more courageous than that?  You are entitled to your opinions, but try to keep an open mind and let me explain why bartending is the most profitable part-time job for single moms. 


Thursday, April 14, 2011

Pay for Text Books with Amazon Mechanical Turk

The Internet offers many creative work possibilities for broke college students.  One such creative work possibility is Amazon's Mechanical Turk.  Amazon Mechanical Turk is a great money earning opportunity for college students and single parents alike.  Personally, I earn enough money with MTurk to pay for my text books.   

The average College Student pays anywhere between $300-$500 per semester for text books.  This is a HUGE personal expense a for a single mother such as myself.  What's worse is that there is no layaway or pay as you go option for text books.  Students must pay in one huge chunk.  I have discovered an easy way to save up money for college text books and cut your out of pocket expense in half. Now I'm sharing the secret with you. 

Monday, March 21, 2011

Save Money for Summer Vacation



Summer is fast approaching and dreams of vacation are dancing around in the heads of college students and graduates alike. Manys dreams of vacation will be dashed upon the rocks of reality when they realize how much a vacation actually costs!  Vacations are a luxury item, not a need. 

Personally, I have not been able to afford a vacation in over 6 years, but this year will be different.  This year I have the extra money available to spend on a much deserved vacation.  The best part is, I'll be paying for the entire trip with the extra money I've earned and saved. 

Friday, January 14, 2011

Cut Costs by Shopping out of Season


I firmly believe that no one should pay full price for ANYTHING! 

During my personal quest toward an even more frugal lifestyle, I have learned that 90% of the time, there is a coupon, promo code, discount, sale, or clearance price that may be applied to an item; reducing it's full price.  If you wait long enough for this to happen, you can reap some hefty savings. 

An Item will NOT stay the same price while in circulation simply because of supply and demand.  When suppliers supply too much merchandise for an item that does not equally reflect the true demand for that item, we end up with fabulous places like Overstock.com.  Stores like TJ Max, for example, sell dresses at least 50% off the original ticket price. 

Is the 50% off dress 50% less the quality it once was when it's price was at 100%? NO WAY!

I recently strolled through Walmart's after Christmas inventory and found everything I needed to wrap presents for next year at 75% off the original price.  Sure I'll have to store it until the time I need it, but I would much rather spend a little money now and store the item VS waiting until the week before Christmas next year and have no other choice but to pay full price. 

I have been using the "Save & Store" method for my clothes shopping with great results.

Thursday, January 13, 2011

Make Money Online with InboxDollars



In my never ending quest to make extra money.  I stumbled across another GPT site.  GPT stands for Get Paid To, and these sites actually pay people to work for them.  I'm a member of two other GPT sites already, so I knew exactly what to do to start earning money right away.  Inboxdollars is unique from other Get Paid To sites in a number of ways... 

Tuesday, November 9, 2010

Declutter and Sell Unused Items on ebay

Ebay an online auction and shopping website in which people and businesses buy and sell a broad variety of goods and services worldwide.  It has become an extremely successful avenue to make money for those willing to put in the effort. 


Experimenting with ebay has been on my list of things to do for a while now, but it was not the easiest or quickest way to earn money, so I procrastinated. 


Recently my boyfriend bought us tickets to the Saints VS Steelers football game in New Orleans on October 31st, and there is no greater motivator to earn extra money than the inevitable expenses associated with a trip to New Orleans. 


So it was time to declutter and sell some of my unused items on ebay. 

Monday, November 8, 2010

Students! Sell Class Notes for Cash


We all love making easy money, and for the college student, there is no easier way to accomplish that goal than by selling class notes.  In my quest for extra cash, I have discovered that Selling Class Notes for Cash, has been the easiest and most profitable source of supplemental income so far. 



Wednesday, October 20, 2010

Feed Your Kids for Free


If you are an extremely busy single mother / full time student like me, then you are probably eating out 3-5 nights a week.  Personally, I've found that it's way more convenient to eat out than buy groceries, cook them, and wash up afterwords.  It's also far less wasteful.

Eating out can be expensive, but it doesn't have to be.  My daughter and I have found some great places that are willing to let your kids eat free! 


Tuesday, October 19, 2010

Cut Costs - Thermos of Hot Soup for Lunch


Eating out is a huge financial cost.  The adverage person spends $10 a day for lunch.  That's $50 a week, and about $200 a month!  That's the price of a car note. 

Packing your own lunch is a great way to cut costs, but many people don't have access to a refrigerator or a microwave.   So that eliminates eating leftovers, salads, and any sandwhiches with mayo. 

Whether you're working in an office or walking around campus all day (like me), you need something easy, hardy, and most of all healthy. 

Fall has brought us an excellent solution...

Thursday, October 14, 2010

Single Mom Earning Money with CashCrate




As promised, I have personally tested out CashCrate.  Earning Money online with CashCrate was a success right out of the gate.  After MUCH research and consideration, I signed up (for free) and started making money.  CashCrate met my criteria for earning extra money in every form. 


CashCrate gets my two thumbs up seal of approval for the following reasons:

Wednesday, October 13, 2010

Treat Yourself - For FREE!



Ladies and Gents, I know you work hard!  You've been studying for tests, working late hours, and caring for the kids. 

Treat yourself.  No no no, I'm not talking about going out there and getting that $40.00 pedi you've been wanting.  Those sort of treats are WAY out of the budget.   If you do get the pedi, it will be great, but there will also be that added guilt of spending too much money with nothing to show for it. 

Instead, indulge yourself for FREE!

Tuesday, October 12, 2010

Sell Snacks on Campus



Ok, so today is the first day I'm selling snacks on campus.  I have a cute brown picnic basket filled with a bunch of goodies.  My initial feeling that, this could be a good way of making extra money, but I've been at school for almost an hour and a half with no luck. 


Sunday, October 10, 2010

Put Money in your Pocket Now




Those of us struggling financially don't really need to hear about saving money for retirement.  We need money now.  I have found a few easy ways to put money in your pocket instead of tossing it out the window.  You can accomplish all these quick fixes in less that a few hours.  A few nip-tucks on your monthly bills can really add up on the savings. 

Thursday, October 7, 2010

Sell Photos Online - Dreamstime Review


Selling pictures online is a lot harder than I expected.  I researched it for quite a bit and decided to go with Dreamstime.  Dreamstime was reviewed as one of the best stock photo agencies due to its high commission (50%) for participating photographers.  Many people have made money through Dreamstime, I however, had no success. 


I submitted 20 pictures over the past 10 days and all were rejected. 


I believe the main reasons why I was unable to find success at Dreamstime were...

Wednesday, October 6, 2010

What is Credit? - Introduction


As I get older, the more "credit" becomes important.  In order to be approved to buy a car, home, or furniture, my "credit" must be run.  But why?  I find myself asking a lot of questions, like what is "credit" exactly, and why must it be run?  What is a "credit score," and why is mine where it is? 


My transition into adulthood will no longer allow me to be ignorant about the subject.  So, in the spirit of learning and self betterment, I am going to tackle this beast head on. 


Saturday, October 2, 2010

Save Money - One Coin at a Time


There are many methods and tips out there to help you save money.  Some advise you to set aside a percent of your earnings.  Others tell you to simply deposit $10 a week into your savings account.  Both methods work, of course, and they are both relatively easy, but I've discovered something better. 


Like most Americans, I live paycheck to paycheck.  I'm 26, and saving for my retirement a million years from now is not going to help me make it through the next year's financial challenges. Personally, living paycheck to paycheck is alright (for now), but it comes with many concerns.  The main concern is the lack of financial flexibility.  Meaning, I can financially make it through the daily maintenance of living, but If something big or unexpected happens, I'm screwed!


If my car breaks down, or my computer gets stolen, I will have no spare cash to cover that expense.  I will be forced to take out a loan, or sell something, or even worse, borrow money from the parents.  My inner future CPA won't allow myself to be put in such a position!


So, how do I save money for unexpected expenses?  One Coin at a Time...

Friday, October 1, 2010

Top Line - Bottom Line



Students, it's the weekend, tests are over, time to go to the local pub and kick back a few or hit the movies for a little well deserved RnR with friends.  One problem, you don't have any money!  Why? 


Struggling Graduates, trying to make it in this crazy adult world, the bills seem to hit you all at once.  One problem, you don't have any money! Why?


Single Parents, you've got mouths to feed, diapers to buy, a college fund to set up for the kids.  One problem, you don't have the money! Why?


You are either going to answer this question one of two ways...


"I don't make enough money" or...
"I have too much debt"


Both answers are correct, BUT its not that simple.


I'm going to explain it to you by way of Top Line - Bottom Line.  

Thursday, September 30, 2010

Amazon Mechanical Turk - Secrets Out


Many out there are feeling the weight of the recession pressing firmly down on their pocket books.  Personally, not so much.  I am however, feeling the weight of my parents pressing down firmly on my nerves.  (that subject needs a blog of its own)  So, the time has now come for me and my daughter to move out, and find a place of our own.  This of course is guna cost money.  Money that I don't exactly have...


I have a nest egg set aside that may be enough, but I hate to exhaust my entire savings to move out.  I go to school during the day, and currently work only Friday and Saturday night.  I can't pick up more shifts at the restaurant because that would inconvenience my parents; only making things worse.  Babysitters are hard to come by during the school year, so after much pondering, I've decided to look outside the box.

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